Social Security Disability, SSI, & SSDI

Most people learn how social security disability insurance (SSDI) works only after they become disabled. Statistics show that your chances of being disabled before the age of 67 are 1 in 4. We have helped hundreds of individuals in the greater Bangor area apply for and obtain benefits after being denied. If you have been denied social security disability, call us today at (207) 866-5500.

The SSDI rules and regulations can be challenging to navigate on your own. Your chances of success are higher if you have an experienced disability lawyer at your side. There is no upfront legal fee. There is no legal fee charged unless we are successful. We don’t get paid unless you win.

socialsecurity ssdiThere are generally two types of disability benefits, Social Security Disability Insurance benefits for individuals who have worked approximately five out of the last 10 years and paid into the SS system, and Supplemental Security Income, known as SSI, for individuals who have limited or no earning history. SSI is a welfare, needs-based benefit, so you must have minimal earnings and assets to qualify.

SSDI is not means-tested. You can be a millionaire and still get SSDI benefits. The amount of the benefits is based on how much you paid into the system during your working years.

When you call the Social Security Administration to ask about disability benefits, they will determine whether you meet the non-medical requirements for these programs and process your application accordingly. There are also special rules for benefits that may be payable to disabled widows and children.

Pursuing an application for SSDI or SSI can be a long process. The medical requirements are the same for both programs. Having good medical evidence is essential to winning your claim.

Applying for SSDI typically has three steps:

  • Step One – You file a disability application, wait about six months. Then, get denied.
  • Step Two – You file a Request for Reconsideration, wait about another six months, and get denied again.
  • Step Three – You Request a Hearing before an Administrative Law Judge. It usually takes 12-16 months to get the hearing date after you request it. Your chances of winning in front of the Judge are approximately 50%. If you have an attorney representing you, you are even more likely to be successful.

It is essential to be working with a doctor who understands your limitations and supports your claim. Benefits are awarded if your condition “meets or equals” the listing of impairments that have specific requirements, or if your situation is such that a review of your age, education, and past work experience, along with your current limitations, makes it impossible for you to return to any employment. The closer you are to retirement age, the more likely you are to be determined disabled.

Years ago, it was pretty easy to get awarded SSDI and SSI benefits. Those days are gone. It has become more complicated to achieve success. Having an experienced disability lawyer at your side will reduce your stress and significantly increase your chances of success.

We have been handling SS disability and SSI claims since the 1980s. We’ve attended hundreds of hearings in front of the Administrative Law Judges. Let our experience help you through this process.

We have helped hundreds of individuals in the greater Bangor area apply for and obtain benefits after being denied. If you have been denied SSDI, call us today at (207) 866-5500.